I treat all my clients by the Golden Rule

Tom Shannon

Meet Tom

I’m here to help you make a confident mortgage decision. Whether you’re buying your first home, second home, renovating or refinancing, I am proud to offer my expertise to help you achieve your homeownership goals through smart financing. From start to finish, I’m here by your side to deliver personalized service and professional guidance to ensure you get the best loan for your unique situation.
My mission is to match you with the right mortgage at the lowest rate and best terms possible. In working with me, you can expect:
  • Easy application: At first glance, applications can seem daunting. That’s why I am here to break down the process into easy-to-follow steps to keep you moving forward.
  • A mortgage tailored to you: As a home loan expert, I will review your goals – taking your financial situation into consideration – and create a plan to help you get there.
  • Guidance and support from an expert: Know that you won’t be alone in the process. I will act as your accountability partner, giving you direction, insight and personal support to complete your loan.
  • Competitive rates: Bell Bank Mortgage is proud to offer highly competitive rates, a wide variety of loan programs and access to multiple investors, giving you more financing options.

Expertise & Specialties

  1. Purchases
  2. Jumbo Loans and Self-Employed Borrowers
  3. Conventional Loans
  4. Government loans: FHA, VA & USDA
  5. Vacation/Second Homes
  6. Refinances

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options


  • Calculate payments
  • Real time rate trends
  • Request a pre-approval
  • Share with family friends & clients


Receive monthly reports that offers you home finance insights.

Monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click the link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report.

Homebuyer Education

Each program has different homebuyer education requirements.  Contact me to talk through the right homebuyer education course for you. Click Details below to view program links.


Click the link to download my digital business card!

With the Popl digital business card, you can make sure that you have my most up-to-date contact information!

Honors & Awards

  • Bell Bank Mortgage President’s Club (2015 - 2023)
  • Bell Bank Mortgage Platinum Club (2019 - 2023)
  • Super Mortgage Professional – Minneapolis St. Paul Magazine (2016 - 2023)