Refinance Your Home Loan

_Disclosures

_{All loans are subject to credit approval. Income and property restrictions may apply. Program guidelines are subject to change without notice. Not all products are available in all markets. Other restrictions apply.}

_{*Lender credit offer valid for all RESPA refinance applications taken on or before December 31, 2026. This is not a commitment to lend. Subject to credit approval. Must be a refinance. Program guidelines are subject to change without notice. Other restrictions may apply. Loan must close with Bell Bank Mortgage to receive the credit.} 

_{**Checking bonus offer valid for mortgage loans closed Jan. 1, 2025 - Dec. 31, 2026. We will deposit $500 after the new first-time Bell Bank personal checking account has been active 60 days with (1) two or more recurring direct deposits totaling $1,500 or greater, excluding transfers from another bank, and (2) 10 point of sale debit card transactions or a recurring automatic payment. Bonus will be deposited within five business days after qualifications are met. Limit of one bonus per household and per account. This promotion is available to mortgage loan customers with a current promo code opening a new first-time Bell Bank personal checking account following the closing of their mortgage. New customer may receive form 1099-MISC for any income they received from us. $50 minimum deposit to open. Cannot be combined with any other offer. Bell employees are not eligible for new account bonuses. Promo code: MORTGAGE500.}