Business Banking

Online Business Banking

Simplify money management and view all your business accounts through our online services
at any time with fast access to your information and solutions.
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Features and Benefits

Mobile Banking

Download our mobile banking app (Bell Bank Mobile) to view your account information, make transfers, deposit checks, and do much more! App download requires a mobile device with a minimum 2.0 megapixel autofocus camera.
Details

With the Bell Bank Mobile app you can:
  • Transfer funds from different business accounts
  • Gain instant access to your savings account and debit cards
  • Review real-time account activity, plus account history over the past 18 months
  • Mitigate risk by designating users with account access, permissions and limits
  • Receive email alerts to manage and monitor TM product activity and use
  • Forecast by accessing online statements, check images, deposited item images, and analysis statements

Payables

Optimize your payment strategy with the help of Bell Bank's payables solutions within business online banking. Our team of treasury management bankers will help find the solutions that will position your business for success.
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ACH Credit Origination

Optimize your payment strategy by making payments with a cost-effective solution. We offer same-day and next-day ACH origination.

Business Bill Pay

Eliminate the need to print and mail your checks with our business bill pay solution.

Outgoing Wire Origination

Originate online domestic or foreign wires in USD or FX (converting to the recipient’s local currency) with real-time FX rates available.

Integrated Payables

Leveraging existing and proprietary payment solutions on a single platform, integrated payables gives you one payment solution for all payment types: check, ACH, virtual card.

Receivables

Accelerate cash collection and improve operational efficiencies with Bell Bank’s receivables solutions within business online banking. Our team of treasury management bankers will help you find the receivables resources you need, including:
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ACH Debit Origination

Expedite funds availability and collect receivables efficiently and cost-effectively.

Incoming Wire Transfers

Our wire transfers will give you immediate access to your funds. Receive real-time email notifications to confirm receipt of funds.

Autobooks

Create and manage your business invoices and payments from once place, with a complete set of financial tools inside Bell Bank's online banking.

Remote Deposit

Eliminate trips to the bank and deposit your checks from the comfort of your office with Bell Bank’s remote deposit solution.

Mobile Deposit

Deposit a check from anywhere you have your phone handy. Customizable limits available.

Deposit From Your Office

Make deposits remotely from your office at any time anywhere.
Details

Convert checks into electronic images using a desktop scanner with our Business Online Banking.
  • Streamline receivables by depositing checks up until 7:30 p.m. CT
  • Set up multiple levels of security with different user permissions for preparing, modifying, approving and submitting deposits
  • Automatically reject duplicate checks

Deposit From Your Mobile Device

Deposit a check from anywhere you have your phone handy. Customized limits available. App download requires a mobile device with a minimum 2.0 megapixel autofocus camera.
Details

Benefits of Mobile Deposit:
  • Reduce trips to the bank
  • Receive funds into your account quicker
  • Flexible feature for companies with employees out in the field

Fraud Protection

With Bell’s positive pay services within business online banking, you can hedge your risk against unauthorized transactions and concentrate on what’s most important – your business.
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According to the Association for Financial Professionals’ (AFP) “Payments Fraud and Control Survey,” 60% to 82% of companies have experienced attempted and/or actual payment fraud over the last decade.

Check and ACH fraud is not just a problem for large corporations. Fraud affects businesses of all sizes. Not only does Bell’s technology help your business identify potentially fraudulent items, it also allows you to promptly instruct Bell to return any items.

Bell offers the following positive pay options for your protection: Check Positive Pay

Establish control by matching checks you’ve issued and authorized against checks that are presented for payment against your account. If there are discrepancies, you’re alerted and have the opportunity to make a payment decision.

ACH Positive Pay

Prevent unauthorized transactions by restricting access to only those you trust to make electronic debits to your account.

Payee Positive Pay

An enhanced form of positive pay to ensure the payee name matches what you issued.

Information Reporting

Mitigate internal risk and keep financial information secure with our information reporting solutions within business online banking. Your treasury management banker will work with you to determine which type of access makes sense for each of your team members.
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Information reporting and reconciliation services include: Commercial Online Banking

Access accounts via a secure online connection to review real-time account activity, export transaction detail and access statement information.

Electronic Data Interchange (EDI)

Electronic Data Interchange allows you to receive ACH payment-related information so you can post and tie out your accounts receivable.

Mobile Banking

Use mobile banking to view account information, make transfers, deposit checks, and approve ACH and wire transfers from your phone.

Automated File Movements

Securely move your files to and from the bank. Our team will work with you to establish a SFTP connection if needed, or you can import/export transactions to and from the bank to your accounting software. We export into .CSV, Quicken, QuickBooks, and BAI2 to name a few.

Need Business Banking Assistance?

Our customer service team is available to help answer your questions.