Online Business Banking

With the Bell Bank Mobile app you can: 

• Transfer funds from different business accounts 
• Gain instant access to your savings account and debit cards 
• Review real-time account activity, plus account history over the past 18 months 
• Mitigate risk by designating users with account access, permissions and limits 
• Receive email alerts to manage and monitor TM product activity and use 
• Forecast by accessing online statements, check images, deposited item images, and analysis statements

ACH Credit Origination 

Optimize your payment strategy by making payments with a cost-effective solution. We offer same-day and next-day ACH origination. 

Business Bill Pay 

Eliminate the need to print and mail your checks with our business bill pay solution. 

Outgoing Wire 

Origination Originate online domestic or foreign wires in USD or FX (converting to the recipient’s local currency) with real-time FX rates available. 

Integrated Payables 

Leveraging existing and proprietary payment solutions on a single platform, integrated payables gives you one payment solution for all payment types: check, ACH, virtual card.

ACH Debit Origination 

Expedite funds availability and collect receivables efficiently and cost-effectively. 

Incoming Wire Transfers 

Our wire transfers will give you immediate access to your funds. Receive real-time email notifications to confirm receipt of funds. 

Autobooks 

Create and manage your business invoices and payments from once place, with a complete set of financial tools inside Bell Bank's online banking. 

Remote Deposit 

Eliminate trips to the bank and deposit your checks from the comfort of your office with Bell Bank’s remote deposit solution. 

Mobile Deposit 

Deposit a check from anywhere you have your phone handy. Customizable limits available.

Convert checks into electronic images using a desktop scanner with our Business Online Banking. 

• Streamline receivables by depositing checks up until 7:30 p.m. CT 
• Set up multiple levels of security with different user permissions for preparing, modifying, approving and submitting deposits 
• Automatically reject duplicate checks

Benefits of Mobile Deposit: 

• Reduce trips to the bank 
• Receive funds into your account quicker 
• Flexible feature for companies with employees out in the field

According to the Association for Financial Professionals’ (AFP) “Payments Fraud and Control Survey,” 60% to 82% of companies have experienced attempted and/or actual payment fraud over the last decade. 

Check and ACH fraud is not just a problem for large corporations. Fraud affects businesses of all sizes. Not only does Bell’s technology help your business identify potentially fraudulent items, it also allows you to promptly instruct Bell to return any items. 

Bell offers the following positive pay options for your protection: Check Positive Pay 

Establish control by matching checks you’ve issued and authorized against checks that are presented for payment against your account. If there are discrepancies, you’re alerted and have the opportunity to make a payment decision. 

ACH Positive Pay 

Prevent unauthorized transactions by restricting access to only those you trust to make electronic debits to your account. 

Payee Positive Pay 

An enhanced form of positive pay to ensure the payee name matches what you issued.

Information reporting and reconciliation services include: Commercial Online Banking 

Access accounts via a secure online connection to review real-time account activity, export transaction detail and access statement information. 

Electronic Data Interchange (EDI) 

Electronic Data Interchange allows you to receive ACH payment-related information so you can post and tie out your accounts receivable. 

Mobile Banking 

Use mobile banking to view account information, make transfers, deposit checks, and approve ACH and wire transfers from your phone. 

Automated File Movements 

Securely move your files to and from the bank. Our team will work with you to establish a SFTP connection if needed, or you can import/export transactions to and from the bank to your accounting software. We export into .CSV, Quicken, QuickBooks, and BAI2 to name a few.