Mortgage lending with the care you deserve

Meet Joel

I started originating residential mortgages in 1990 and quickly rose to be one of Arizona's top 1% mortgage loan officers. But customers are never numbers to me, I take pride in working one on one with you.

Team Information:

Group_Gutierrez_Hessler_Lucas_Terrill_Terrill_090321
Loan Officer Assistant

Malorie Stangeland

mhessler@bell.bank
O: 480-339-8556
Mortgage Processing Loan Officer Assistant

Liza Lucas

llucas@bell.bank
O: 480-339-8536
Associate Loan Officer I

Jacob Terrill

jpterrill@bell.bank
O: 480-339-8529
Loan Officer Assistant

Nallely Gutierrez

ngutierrez@bell.bank
O: 480-339-8543

Expertise and Specialties

  1. Purchase
  2. Refinance
  3. Investment Properties
  4. Vacation/second homes
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Tools and Resources

MortgageMapp

Download my electronic business card and get resources to help with your mortgage research.
Details

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.

Benefits:

  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

HomeBot

Receive monthly reports that offers you home finance insights.
Details

Homebot is a monthly report that offers home finance insights to monitor your estimated home value, estimated equity, loans and market trends to help you know when to buy, sell, rent or remodel to maximize your investment. Click this link to sign up to receive monthly reports or if you already signed up, to sign in and access your Homebot report. 

Find Your Career Home with Bell

If you’re an experienced mortgage lender who’s ready to take your career to the next level, contact me today! Bell truly is a company where people come first. We treat our team members right, and we care about making our communities a better place to live. Here’s what you can expect when you’re a mortgage lender at Bell:
  • The Bell difference for buyers and business partners: Bell’s in-house processes take mortgages from start to finish, and ensure on-time closings with no surprises. That reputation is augmented by unique loan programs, including rehab loans that wrap remodeling costs into a mortgage, and one-time closings for new home construction.
  • Marketing and support: Bell’s mortgage loan officers receive a marketing budget annually based on production level. Bell’s in-house marketing team helps design a plan based on your goals, then provides you the professional tools to achieve those goals.
  • Pay It Forward: Bell has empowered millions of dollars in grassroots giving. Through our unique Pay It Forward tradition, every full-time Bell employee receives $1,000 and every part-time employee $500 every year to give as they choose to individuals, families, organizations and causes. This initiative has positively impacted literally thousands and thousands of lives.
Contact Me: jterrill@bell.bank