The displayed Annual Percentage Yield (APY) and interest rates are effective as of today’s date.
Savings Account Interest Rates
$50 Minimum deposit
Standard rates for savings and money market savings.
Type & Term
Minimum Balance (to earn interest)
Interest Rate
APY
Payment Frequency
Regular Savings
$50.00
0.20%
0.20%
Quarterly
Money Market Savings
$500.00
1.05%
1.06%
Monthly
Premier Money Market Savings*
$5,000.00 to $99,999.99
1.15%
1.16%
Monthly
$100,000.00 to $499,999.99
1.25%
1.26%
Monthly
$500,000.00 to $999,999.99
1.35%
1.36%
Monthly
$1,000,000.00 or more
1.35%
1.36%
Monthly
Elite Money Market Savings*
$25,000.00 to $99,999.99
2.97%
3.01%
Monthly
$100,000.00 to $499,999.99
2.97%
3.01%
Monthly
$500,000.00 to $999,999.99
2.97%
3.01%
Monthly
$1,000,000.00 or more
2.97%
3.01%
Monthly
Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $2 for Regular Savings and $10 for Money Market accounts if the minimum balance is not maintained. *The interest rate is paid on the entire balance in the account.
Annual percentage yield (APY) effective as of today’s date. $500 minimum balance required to earn the disclosed APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. There may be a penalty for early withdrawal.
Rates for variable rate individual retirement accounts.
Type & Term
Minimum Balance (to earn interest)
Interest Rate
APY
Payment Frequency
IRA Variable Rate Savings
$50.00
3.50%
3.56%
Monthly
Annual Percentage Yield (APY) is variable and may change monthly. The APY assumes that interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Rates for CDs with withdrawal and rate increase options*
Type & Term
Interest Rate
APY
Interest Rate
APY
Payment Frequency
Minimum Daily Balance to Earn Interest
$2500 - $99,999
$2500 - $99,999
$99,999.01 or more
$99,999.01 or more
10 Month Flexible CD (Not for IRAs)*
3.25%
3.26%
3.25%
3.26%
Maturity
15 Month Flexible CD (Not for IRAs)*
3.00%
3.00%
3.00%
3.00%
Annually**
30 Month Flexible CD (Not for IRAs)*
3.00%
3.02%
3.00%
3.02%
Semiannually
Annual Percentage Yield (APY) assumes that interest will remain on deposit until maturity. There may be a penalty for early withdrawal. Once during the term, you can increase the APY to the current APY offered on a similar term flexible CD. Minimum of $5,000 to open. One penalty-free withdrawal of up to one-half of the current balance is allowed. This withdrawal cannot be made within six days of opening the CD. If you withdraw the remaining balance before the maturity date, a penalty may be imposed. A minimum balance of $2,500 must be maintained. If compounding and crediting increases the balance to exceed $99,999, the increased rate (if applicable) will take effect upon renewal.
Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a $10 service fee on your Interest Checking account if the minimum balance is not maintained. Interest is earned on the daily collected balance each day the balance is at or above the minimum balance. *The interest rate is paid on the entire balance in the account.
Contact a mortgage lender in your area for the latest mortgage rates.
Whether you’re on the way to your first home, your next home, or a better rate on your existing mortgage, Bell Bank Mortgage is here at every step. Our Bell loan officers are here to work with you to learn your unique financial goals, talk through rates and find the right program to fit your needs.
Our team is available to help answer all your questions. Contact customer service toll-free at 800-450-8949. Weekdays from 7 a.m. to 9 p.m. CT, and weekends from 8 a.m. to 5 p.m. CT.
