Public Finance
Financial solutions for municipalities including counties, cities, townships, school districts, higher education, parks, and watersheds.
Solutions for Public Entities
Partner with us for tailored financial solutions that empower governments, municipalities and institutions. Our team understands the unique challenges of public entities and delivers banking, lending, investing and insuring strategies that help you serve your community efficiently.
Our Services
Banking and Lending
No matter the size of your organization, we offer a range of products and services that can help meet your unique banking and lending needs.
- Checking and savings accounts
- Certificates of deposit
- General obligation bonds and revenue bonds
- Term loans to purchase equipment and expand facilities
- Leasing options
Treasury Management
Our sophisticated treasury offerings help your team make payments efficiently while effectively managing your cash flow. Our offerings include:
- ACH & wire origination
- Positive pay
- Remote deposit
- Sweep accounts
Investment Management
Bell’s short-term liquidity strategy for municipal entities can provide your portfolio with an attractive alternative to cash and money market investments by focusing on:
- U.S. Treasury and agency bonds
- Municipal bonds
- Commercial paper
Products and services offered through Bell Institutional are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency.
Insurance
Whether your public entity is large or small, Bell Insurance can find policies that work for you. Our insurance offerings include:
- Bonding
- Property
- Vehicles and equipment
- General liability and umbrella coverage
Bell Insurance Services LLC is a wholly owned subsidiary of Bell Bank. Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency.
“Bell Bank’s staff is responsive, and that is greatly appreciated. They have attended our board meetings whenever we have asked, to provide financial updates and banking information to our board. This has informed the decision-making of our investment committee and our full board. Bell is willing to engage with local government agencies and boards like ours with a high level of customer service.”
– Robert Sip, Red River Watershed Management Board
