Turning Homeownership into Reality
Whether you’re on the way to your first home, your next home, or a better rate on your existing mortgage, Bell Bank Mortgage is here at every step.

Construction Lending
When it comes to financing a construction project, our in-house new construction team has everything under one roof!
Mortgage Servicing
Make a mortgage payment, view your mortgage details, sign-up for autopay, obtain payoff quotes and more.

Get Started
From your first interactions with us, we simplify a process that’s often complex. We’re here to:
- Understand you, your situation and your goals
- Make the mortgage process as stress-free as possible
- Find the home loan you need, at a competitive rate, with the lowest possible costs and fees
- Guide you through the process and the documents needed to support your request
- Help you close easily and on time
Mortgage Insights
Whether you’re looking to buy your first home or refinance your mortgage, read our articles for insightful information for your homeownership journey.

What is a Cash-Out Refinance?
As a homeowner, you have a valuable financial tool right at your doorstep – your home’s equity. Learn about a cash-out refinance, and when it could be right for your situation.

How to Buy a Home With a Modest Income
For homebuyers with modest incomes, or anyone buying a home for the first time, it can be challenging. Read our article to learn more about the homebuying process, and what steps you should take.

Planning for the Many Costs of Homeownership
When it comes to buying and owning a home, there can be a number of expenses to plan for beyond your initial down payment and closing costs. Read about the costs involved with homeownership.

Get Pre-Approved
The first step in the home-buying process is getting pre-approved for your mortgage. A mortgage pre-approval shows sellers that you’re serious about buying – and have the funds to do so.
Learn about the steps for an easy road to pre-approval in our step by step guide!
17 Years
$30 Million
$1,000 Annually
$500 Annually
Additional Resources
Contact a Bell Bank Mortgage Lender Today
Our mortgage loan officers will guide you through your journey to homeownership.
NMLS
Registry
Find NMLS Registry Information for Bell Bank and Bell Bank Mortgage employees.