Turning Homeownership into Reality

Whether you’re on the way to your first home, your next home, or a better rate on your existing mortgage, Bell Bank Mortgage is here at every step. 

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Refinance Lender Credit

Get a $500* lender credit on your mortgage refinance with Bell!

Construction Lending

When it comes to financing a construction project, our in-house new construction team has everything under one roof!

Mortgage Servicing

Make a mortgage payment, view your mortgage details, sign-up for autopay, obtain payoff quotes and more.

Working with a Bell Employee

Get Started

From your first interactions with us, we simplify a process that’s often complex. We’re here to:


  • Understand you, your situation and your goals
  • Make the mortgage process as stress-free as possible
  • Find the home loan you need, at a competitive rate, with the lowest possible costs and fees
  • Guide you through the process and the documents needed to support your request
  • Help you close easily and on time


Mortgage Insights

Whether you’re looking to buy your first home or refinance your mortgage, read our articles for insightful information for your homeownership journey.

Person using calculator next to a laptop that has a miniature house figure on top.

What is a Cash-Out Refinance?

As a homeowner, you have a valuable financial tool right at your doorstep – your home’s equity. Learn about a cash-out refinance, and when it could be right for your situation.

A joyful couple in a modern kitchen, with one hugging the other from behind. They smile warmly, holding a coffee mug, conveying happiness and togetherness.

How to Buy a Home With a Modest Income

For homebuyers with modest incomes, or anyone buying a home for the first time, it can be challenging. Read our article to learn more about the homebuying process, and what steps you should take.

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Planning for the Many Costs of Homeownership

When it comes to buying and owning a home, there can be a number of expenses to plan for beyond your initial down payment and closing costs. Read about the costs involved with homeownership.

two people looking at paperwork

Get Pre-Approved

The first step in the home-buying process is getting pre-approved for your mortgage. A mortgage pre-approval shows sellers that you’re serious about buying – and have the funds to do so. 

 

Learn about the steps for an easy road to pre-approval in our step by step guide!

Pay It Forward - Making an Impact through Employee Driven Giving

17 Years

Established in 2008

$30 Million

In Giving 

$1,000 Annually

For Full-Time Employees

$500 Annually

For Part-Time Employees

Additional Resources

Contact a Bell Bank Mortgage Lender Today

Our mortgage loan officers will guide you through your journey to homeownership.

Bell Bank Mortgage Leadership

Meet the Bell Bank Mortgage leadership team.

NMLS
Registry

Find NMLS Registry Information for Bell Bank and Bell Bank Mortgage employees.