Here’s Where to Start
Buying a home is an exciting time, and we’re here to guide you through this process to make it smooth and enjoyable – so you can close on time, with no surprises!
Once you start thinking about buying a home, the best place to begin is with a mortgage lender (also called a mortgage banker or loan officer).
Many people mistakenly think this step comes after you’ve already found your dream home and are ready to make an offer. The truth is, many Realtors (or real estate agents) won’t even show you a home until you have a pre-approval letter from a lender, and most listing agents won’t even entertain an offer without a pre-approval. Plus, it makes the initial house search easier when you know how much home you can afford.
A mortgage lender will help you meet your home-buying goals by reviewing your credit, down payment options and loan programs available. When you meet with a mortgage lender for a free pre-approval before you shop for a home, real estate agents, builders and sellers will know you’re a serious buyer who knows what you can afford. This also ensures you won’t miss out on being a contender for a home if you happen to see one you love and want to make an offer right away.
Contact one of our mortgage experts today to get started!
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Why Work With Bell Bank Mortgage?
Your loan is not just another deal to us. We understand it’s a dream of homeownership that could unlock a future of possibilities.
At Bell, we treat our clients how we would like to be treated. When you work with us, you’ll benefit from our highly competitive rates, wide variety of loan programs and reputation for exceptional service, integrity and on-time closings.
Every step of your financing is handled in-house, which means faster answers, fewer headaches and peace of mind. Built on a solid foundation of doing the right thing means we put our clients’ best interests first, always.
Find a Bell Bank Mortgage lender near you.