Turning Homeownership into Reality

Whether you’re on the way to your first home, your next home, or a better rate on your existing mortgage, Bell Bank Mortgage is here at every step. 

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Bell Bank Mortgage History

With over 150 years in the mortgage business, we’ve grown to be one of the nation’s largest privately held banks and mortgage originators. Learn about our deep commitment to building communities and supporting customers throughout their homebuying journey.

Featured Services and Products

Affordable Products

We’re proud to help low-to-moderate-income families achieve   
homeownership through affordable lending solutions.  

Refinance Lender Credit

Get a $500* lender credit on your mortgage refinance with Bell!

Construction Lending

When it comes to financing a construction project, our in-house new construction team has everything under one roof!

Mortgage Servicing

Make a mortgage payment, view your mortgage details, sign-up for autopay, obtain payoff quotes and more.

Bell employee working on paperwork with a customer.

Get Started

From your first interactions with us, we simplify a process that’s often complex. We’re here to:


  • Understand you, your situation and your goals
  • Make the mortgage process as stress-free as possible
  • Find the home loan you need, at a competitive rate, with the lowest possible costs and fees
  • Guide you through the process and the documents needed to support your request
  • Help you close easily and on time


Bell employee working with a customer.

Get Pre-Approved

The first step in the home-buying process is getting pre-approved for your mortgage. A mortgage pre-approval shows sellers that you’re serious about buying – and have the funds to do so. 

 

Learn about the steps for an easy road to pre-approval in our step by step guide!

Mortgage Insights

Whether you’re looking to buy your first home or refinance your mortgage, read our Mortgage articles for insightful information for your homeownership journey.

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Insights

Mortgage Summer Newsletter 2026

In this year's summer newsletter, learn more about vacation homes, new construction, the summer market and more!
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Insights

Tips to Declutter Your Debt and Save for the Future

It's always a great time for cleaning our homes, and it can also be a great time to declutter debt and clean up finances.

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Insights

How Debt and Credit Work in Financial Wellness

A big part of financial wellness is cutting costs and saving money. Understand how debt and credit work together to support your goals.

Pay It Forward - Making an Impact through Employee Driven Giving

18 Years

Established in 2008

$31 Million

In Giving

$1,000 Annually

For Full-Time Employees

$500 Annually

For Part-Time Employees

Additional Resources

Contact a Bell Bank Mortgage Lender Today

Our mortgage loan officers will guide you through your journey to homeownership.

Bell Bank Mortgage Leadership

Meet the Bell Bank Mortgage leadership team.

NMLS
Registry

Find NMLS Registry Information for Bell Bank and Bell Bank Mortgage employees.