Turning Homeownership into Reality
Whether you’re on the way to your first home, your next home, or a better rate on your existing mortgage, Bell Bank Mortgage is here at every step.
Bell Bank Mortgage History
With over 150 years in the mortgage business, we’ve grown to be one of the nation’s largest privately held banks and mortgage originators. Learn about our deep commitment to building communities and supporting customers throughout their homebuying journey.
Featured Services and Products
Affordable Products
We’re proud to help low-to-moderate-income families achieve
homeownership through affordable lending solutions.
Construction Lending
When it comes to financing a construction project, our in-house new construction team has everything under one roof!
Mortgage Servicing
Make a mortgage payment, view your mortgage details, sign-up for autopay, obtain payoff quotes and more.
Get Started
From your first interactions with us, we simplify a process that’s often complex. We’re here to:
- Understand you, your situation and your goals
- Make the mortgage process as stress-free as possible
- Find the home loan you need, at a competitive rate, with the lowest possible costs and fees
- Guide you through the process and the documents needed to support your request
- Help you close easily and on time
Get Pre-Approved
The first step in the home-buying process is getting pre-approved for your mortgage. A mortgage pre-approval shows sellers that you’re serious about buying – and have the funds to do so.
Learn about the steps for an easy road to pre-approval in our step by step guide!
Mortgage Insights
Whether you’re looking to buy your first home or refinance your mortgage, read our articles for insightful information for your homeownership journey.
Mortgage Winter Newsletter 2026
Start off the year with insights from our winter 2026 newsletter. This issue features articles on several mortgage industry topics and trends.
Mortgage Market Outlook: Signs of Stability for 2026
As we enter 2026, the U.S. mortgage and housing markets are showing the first real signs of stability after several years of volatility, uncertainty and rapid change.
The Role of a Mortgage Loan Officer in Your Homebuying Journey
The homebuying process can feel like a whirlwind at times, but mortgage loan officers can help make your purchase possible.
18 Years
$31 Million
$1,000 Annually
$500 Annually
Additional Resources
Contact a Bell Bank Mortgage Lender Today
Our mortgage loan officers will guide you through your journey to homeownership.
NMLS
Registry
Find NMLS Registry Information for Bell Bank and Bell Bank Mortgage employees.