Julie Huggins


Bell Insurance Fargo

Main: 800-369-2501
Direct: 701-297-1806

What I enjoy most about working for Bell Insurance is my co-workers – most of whom I’ve worked with since I started 15 years ago. They are the funniest, kindest group of people I know. We’re always laughing and joking about something. Over the years, we’ve all gone through life events including births, deaths, achievements and failures, and we support each other through it all, both at work and outside of work.

What I like most about my job is the variety – every day is a little different. When I arrive at work, I might have an idea of what I want or need to accomplish, but a claim, new vehicle or property purchase, or coverage questions might change my plans. Variety keeps the work fresh.

Outside of work, I spend nearly every weekend with my husband at our Dent, Minn., lake home on West McDonald, either enjoying the sunshine and entertaining or reading a good book if it’s raining. When we’re not at the lake, I enjoy golfing and cooking, baking and trying new recipes.

At Bell Insurance, based in Fargo, N.D., with additional locations in Detroit Lakes and Grand Forks, N.D., you'll be greeted by happy employees who go the extra mile. Whether you need home, auto, life or business insurance, we’ve got you covered, so when the worst-case scenario happens, you can expect the best – in both coverage and service. One of the largest independently owned, full-service insurance agencies in the region, we’ve worked in insurance for more than 100 years, giving us unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible.

Founded in 1911 as Warner and Company Insurance in Fargo, N.D., we became Bell Insurance in 2019 when we joined forces with Bell Bank, one of the largest independently owned banks in the nation. Bell is known for exceptional service and high integrity, where people matter, which shows in how our team members treat each other, our customers and those around us.

Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency