Personal Banking

Mobile Banking: Easy & Secure Access from Anywhere

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Looking for more on-the go convenience? The free Bell Bank Mobile Banking app has all the benefits of online banking PLUS the convenience of banking on the go. If you have a personal online banking username and password, download the app for Apple or Android and log in today. App download requires a mobile device with a minimum 2.0 megapixel autofocus camera.

Features and Benefits

Mobile Check Deposit

Use the Bell Bank Mobile app’s free Mobile Check Deposit feature to snap a photo of your check, and deposit it safely and securely while avoiding deposit slips, lines or time out of your busy day to stop by a branch. 

For more details on eligible checks and the check handling process, read our Mobile Check Deposit Procedures.

Mobile Wallet

Simplify everyday purchases by adding your Bell debit card  to your mobile wallet. If your smartphone has Apple Pay™, Google Pay™ or Samsung Pay™, you can pay with a tap or a touch.

With mobile wallet, you can expect:
  • Reduced contact: Pay with just a tap or touch of your finger
  • Added security: Your card number isn’t shared (check one more worry off your list)
  • Convenience: No need to carry your wallet or purse – just pay on the go!

Mobile Text Banking

Text your bank! You can use texting on your mobile phone to access bank account  balances, view transactions and transfer funds.

Message and data rates may apply. See for full terms and conditions.  Text STOP to 226563 to cancel.

Send and Receive Money with Zelle®

Zelle® is a convenient way to send money right from your personal mobile banking app or online banking account.

Money is sent directly to the recipient's account1 and is typically available in minutes2, all you need to send money is the recipient's email address or U.S. mobile phone number3

To get started, log into online banking or your Bell Bank Mobile app and select "Send Money with Zelle®".

App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1. Must have a bank account in the U.S. to use Zelle®. 2. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. 3. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

"It’s just an infectious friendliness."

- Bell Bank customer Tanya when speaking about Bell’s customer service
Person using Bell Bank mobile app

Need  help navigating your mobile bank account?

Learn the basics of mobile banking and how to set up security alerts, find out how to download the Bell Bank mobile banking app, discover how text banking works and more with our how-to guides and video tutorials.

Related Products

Online Banking

Manage your money from anywhere and bank when it’s most convenient for you. Get started with Online Banking today!


Not only will you get America’s Best Checking™ account offers, but more FREE features than you’ll find at any other bank.


You work hard for your money. Find the savings account, certificate of deposit or bank IRA option that matches your savings goals!

Looking for personal assistance?

Our team is available to help answer your questions about mobile banking. Contact customer service toll-free at 800-450-8949. Weekdays from 7 a.m. to 10 p.m. CT, and weekends from 7 a.m. to 6 p.m. CT.