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home equity loans

Equity-Based Loans Fit for You

Whether you need a loan for a home improvement project or want a line of credit in case of an emergency, Bell Bank can help you find a loan or line of credit that suits you.

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Use the Equity in My Home

Compared to other personal loans, a home equity loan or line at Bell has many benefits:

 

  • It's secured financing, so it may have a lower interest rate than an unsecured loan 
  • There's no prepayment penalty 
  • It may have tax benefits (talk to your tax advisor)

Home Equity Loan Options

This option is great for you if you want the money up front, want to lock in a fixed rate, prefer to pay off your loan in fixed payments or need a specific amount for upcoming expenses.

Real Estate Home Equity Loan 1st Mortgage

If you do not have an existing mortgage on your home, select this option.

Real Estate Home Equity Loan 2nd Mortgage

If you have an existing mortgage on your home, select this option.

Home Equity Line of Credit Options

This option is great for you if you want a set credit limit with variable interest rate, need access to funds now or later or want convenient access to funds through your Bell Bank deposit account.

Real Estate Loan Home Equity Line of Credit 1st Mortgage

If you do not have an existing mortgage on your home, select this option.

Real Estate Loan Home Equity Line of Credit 2nd Mortgage

If you have an existing mortgage on your home, select this option.

Which One Should You Apply For?

Home Equity Line

Why apply for a home equity line?

Home Equity Loan

Why apply for a home equity loan?

Get started today.

Contact us to get started today and learn about the various offers we have.