Personal banking

Choose a Way to Save with a Personal Savings Account

Compare balance requirements, interest rates and other features to find the savings account option that best matches your financial goals.
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Regular

$50 minimum opening deposit
Perfect for first-time savers, our most popular savings account has our lowest minimum balance of $50 to earn interest and avoid service fees.
Details
  • No service charge if you maintain a minimum average monthly balance of $50
  • Interest earned each day the balance is $50 or more
  • 6 free withdrawals or debits per calendar month
  • Variable interest compounded quarterly
  • Option to use as overdraft protection on a Bell checking account (enrollment required)

Money Market Savings

$50 minimum opening deposit
Earn more when you grow your savings. This account earns a higher interest rate than our regular savings and requires a $500 minimum balance to earn interest and avoid service fees.
Details
  • No service charge if you maintain a minimum balance of $500
  • Interest earned each day the balance is $500 or more
  • 6 free withdrawals or debits per monthly statement period
  • Variable interest compounded monthly
  • Option to use as overdraft protection on a Bell checking account (enrollment required)

Premier Money Market Savings

$50 minimum opening deposit
Great for those with a high level of savings. A minimum balance of $5,000 is required to earn interest and avoid service fees.
Details
  • No service charge if you maintain a minimum balance of $5,000
  • Interest earned each day the balance is $5,000 or more
  • 6 free withdrawals or debits per monthly statement period
  • Variable interest compounded monthly
  • Option to use as overdraft protection on a Bell checking account (enrollment required)

Elite Money Market Savings

$50 minimum opening deposit
This account offers our highest yields. A minimum balance of $25,000 is required to earn interest and avoid service fees.
Details

 

  • No service charge if you maintain a minimum balance of $25,000
  • Interest earned each day the balance is $25,000 or more
  • 6 free withdrawals or debits per monthly statement period
  • Variable interest compounded monthly
  • Option to use as overdraft protection on a Bell checking account (enrollment required)

Elite Money Market Savings FAQs

  • Can I withdraw money from the Elite Money Market account?
    Yes, you can easily access the cash in your money market savings account and make withdrawals and deposits when you need. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
  • Will the account’s interest rate change?
    Money market savings accounts have variable interest rates, and may go up or down depending on external market conditions.
  • Does the Elite Money Market Savings account have fees?
    There are no fees on the account as long as the minimum balance of $25,000 is met. If the balance is not met, a $10 service fee will be charged.

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Still have questions?

Our team is available to help answer your questions about savings accounts and other personal banking offerings. Contact customer service toll-free at 800-450-8949. Weekdays from 7 a.m. to 10 p.m. CT, and weekends from 7 a.m. to 6 p.m. CT.