Making Homeownership Dreams Come True

Meet Emily

I started working in mortgage in 1985 and enjoy helping homeowners make their dreams come true.

When you work with me, you’ll find a high level of professionalism and availability. I will give you a detailed explanation of your mortgage and make the process both understandable and enjoyable. You will always be a person – not a number. I consider each opportunity unique, and I look forward to helping you find the best home loan for your situation!

Call or email me to answer your questions – or schedule a time to meet. I’d love to connect and share my knowledge with you!

Expertise and Specialties

  1. Purchases
  2. Jumbo Loans
  3. Construction & Renovation Loans
  4. Government loans: FHA, VA & USDA
  5. Down Payment Assistance Loans
  6. Temporary Buy-Downs

Tools and Resources


Download my electronic business card and get resources to help with your mortgage research.

Receive 24/7 access to various tools and calculators to help you research mortgage or refinance options. You can easily share this app with friends and family.

With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options.


  • Calculate payments
  • Real-time rate trends
  • Request a pre-approval
  • Share with family friends & clients

Community Involvement

Volunteering in the community is important to me and a key part of Bell’s value of paying forward in the communities we serve. Some organizations I have been involved with include:
  • Gulf Coast Mortgage Bankers Association
  • Kiwanis Club of Punta Gorda

More About Me

Originally from Gloucester, Mass., I earned a degree in accounting from Burdett College in Boston. I live in Sarasota, Fla., and have a son and 3 grandchildren. Outside of work, I enjoy golfing and the beach.