Providing Smart Lending and Savvy Solutions

Meet Josh

At Bell Bank Mortgage, we know that every home buyer has their own unique situation as they consider home ownership. We make it our mission to make home happen, with a wide array of loans and programs – and most importantly, the unequaled personal service you deserve! No matter where you are in the process of home ownership, I’d love to be your trusted advisor. We’ll shepherd your loan from start to finish, so you can close on time, with no surprises. As a mortgage professional in the Bloomington, MN area, I’m here to work with you to find the mortgage that best suits what you’re looking for. Choose me and Bell, and you will always be a person – not a number. I look at each opportunity as unique, and I look forward to helping you find the best home loan option for your personal financial situation! You may have some questions as you navigate this process. (How much can I afford? Which type of mortgage is best for me? Where do I start?) Call, email or stop by our office – I’d love to connect.

Expertise and Specialties 

  1. Purchases 
  2. First-time Homebuyers
  3. Government Loans: FHA, VA and USDA
  4. Construction and Renovation Loans
  5. Refinance


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With access to multiple investors, we give clients the flexibility of highly competitive rates and a wide variety of loan programs. We have access to portfolio financing, which provides clients with more financing options


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Community Involvement

  • Volunteer for Believet Canine Service providing highly skilled service dogs, free of charge, to disabled veterans.
  • One of the founding Members of MEANT (Metro Elite Accountability Networking Team)
  • Youth leader for Hosanna Middle School Ministries