Beth Eider, marketing specialist at Bell State Bank & Trust, never envisioned using her Pay it Forward dollars on a college friend. But, when she received the phone call she knew that’s what she needed to do. Angie was in a serious skiing accident and suffered spinal cord injuries. There was a time when doctors thought she might end up paralyzed. Nine months later, Angie has seen great progress after a tough decision to go through treatment and therapy in Colorado.