Compare checking accounts
America's Best Checking is worth the switch!
We haven't found a free checking account in America that beats all the frees we give our customers. That's why it's America's Best!
You'll still get all those frees if you choose an interest checking account, too. You can't go wrong.
Why Bell
At Bell Bank, you can always count on real people with real expertise. You’ll feel good about your local, independent bank that’s here when you need us.-
America's Best Checking
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America's Best Interest Checking
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America's Best Premier Interest Checking
America's Best Checking
Enjoy all the frees, with no sneaky fees!- No minimum balance
- No service charge
- $50 minimum deposit to open
Technology & Security
- FREE Mobile App & Online Banking1 with standard Bill Pay and Popmoney person-to-person payments
- FREE Custom Debit Card with EMV Chip Security, Mastercard® Advantages and Automatic Billing Updater – and you can add a personalized photo or team logo at no charge!
- FREE CardValet®2
- FREE Identity Theft Recovery
Convenience & Savings
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FREE ATM Refunds Nationwide3
- FREE Standard Check Blanks, every order
- FREE ChangeSaver™4
- FREE Gift Cards5
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.
Switching banks is easier than you think! Learn how.
Want to see the difference? Compare your bank.
Choose from 3 convenient ways to open your America’s Best Checking account: View today's rates
America's Best Interest Checking
Get all the frees of America's Best checking, and earn interest with this account.- Minimum $500 balance to earn interest and avoid service fee
- $50 minimum deposit to open
Technology & Security
- FREE Mobile App & Online Banking1 with standard Bill Pay and Popmoney person-to-person payments
- FREE Custom Debit Card with EMV Chip Security, Mastercard® Advantages and Automatic Billing Updater – and you can add a personalized photo or team logo at no charge!
- FREE CardValet®2
- FREE Identity Theft Recovery
Convenience & Savings
- FREE ATM Refunds Nationwide3
- FREE Standard Check Blanks, every order
- FREE ChangeSaver™4
- FREE Gift Cards5
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.
Switching banks is easier than you think! Learn how.
Choose from 3 convenient ways to open your America’s Best Checking account:
America's Best Premier Interest Checking
Earn interest on higher checking balances with this account, plus enjoy all the frees of America's Best checking.- Minimum $5,000 balance to earn interest and avoid service fee
- $50 minimum deposit to open
Technology & Security
- FREE Mobile App & Online Banking1 with standard Bill Pay and Popmoney person-to-person payments
- FREE Custom Debit Card with EMV Chip Security, Mastercard® Advantages and Automatic Billing Updater – and you can add a personalized photo or team logo at no charge!
- FREE CardValet®2
- FREE Identity Theft Recovery
Convenience & Savings
- FREE ATM Refunds Nationwide3
- FREE Standard Check Blanks, every order
- FREE ChangeSaver™4
- FREE Gift Cards5
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.
Switching banks is easier than you think! Learn how.
Choose from 3 convenient ways to open your America’s Best Checking account:
Find a Bell personal banker near you.
Meet your personal banker who can help you with your financial services you need.
Build Your Savings With Every Purchase
We’ve simplified saving! With ChangeSaver, you can add to savings automatically every time you use your debit card.
How to Pay – Safe & Contact-Free
Time to ditch the wallet! Use contactless pay on your Apple, Google or Samsung phone, and pay without touching a keypad. (It’s safe AND trendy!)
Gifts That Change Lives
Bell’s unique Pay It Forward initiative has empowered more than $17 million in giving and changed thousands of lives. Check out our stories (but have a tissue handy!).