Compare checking accounts

America's Best Checking is worth the switch!

Personal Banking and Checking

We haven't found a free checking account in America that beats all the frees we give our customers. That's why it's America's Best!

You'll still get all those frees if you choose an interest checking account, too. You can't go wrong.

Why Bell

At Bell Bank, you can always count on real people with real expertise. You’ll feel good about your local, independent bank that’s here when you need us.
  • America's Best Checking
  • America's Best Interest Checking
  • America's Best Premier Interest Checking

America's Best Checking

Enjoy all the frees, with no sneaky fees!
  • No minimum balance
  • No service charge
  • $50 minimum deposit to open
Technology & Security
Convenience & Savings
1All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.


Switching banks is easier than you think! Learn how.
Want to see the difference? Compare your bank.

Choose from 3 convenient ways to open your America’s Best Checking account: View today's rates

America's Best Interest Checking

Get all the frees of America's Best checking, and earn interest with this account.
  • Minimum $500 balance to earn interest and avoid service fee
  • $50 minimum deposit to open
Technology & Security
Convenience & Savings
1All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.

Switching banks is easier than you think! Learn how.

Choose from 3 convenient ways to open your America’s Best Checking account:

America's Best Premier Interest Checking

Earn interest on higher checking balances with this account, plus enjoy all the frees of America's Best checking.
  • Minimum $5,000 balance to earn interest and avoid service fee
  • $50 minimum deposit to open
Technology & Security
Convenience & Savings
1All the convenience of mobile check deposit, standard bill pay, person-to-person payments and more.
2CardValet is a registered trademark of Fiserv, Inc.
3Use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement).
4Bell matches 5% of your purchase “round-ups,” up to $250 a year.
5Buy up to 10 every year with no fee. Monthly fee of $2.95 after 12 consecutive months of inactivity.


Switching banks is easier than you think! Learn how.

Choose from 3 convenient ways to open your America’s Best Checking account:

Find a Bell personal banker near you.

Meet your personal banker who can help you with your financial services you need.

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Build Your Savings With Every Purchase

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How to Pay – Safe & Contact-Free

Time to ditch the wallet! Use contactless pay on your Apple, Google or Samsung phone, and pay without touching a keypad. (It’s safe AND trendy!)

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Bell’s unique Pay It Forward initiative has empowered more than $17 million in giving and changed thousands of lives. Check out our stories (but have a tissue handy!).