High-Yield Savings

Don’t Settle For a Rate You Hate

Switch your savings to an Elite Money Market account or one of our competitive CD terms and start earning more today.

Elite Money Market Savings, 3.01% - 17-month CD, 3.79% - 27 month CD, 3.75%

Elite Money Market Savings

No tiers, no hassle – just a great rate ($25K minimum balance to earn interest).

No Tiering

New and current customers can enjoy our best available interest rate as long as you meet the $25,000 minimum balance requirement.

No Checking Required

We make it easy to open our Elite savings account - you don’t need to have a Bell checking account to qualify for our great rate.

Bank-to-Bank Transfers

Seamlessly transfer funds between your Bell accounts, as well as between your accounts here and at other financial institutions.

Local, Reliable Service

As a family‑ and employee‑owned bank, we put your needs first. Our local customer service team is responsive, knowledgeable, and just a phone call away. Call 1-800‑450‑8949.

Lock In a Strong Rate

CDs offer security and predictable returns

3.79% APY2 17-Month CD

3.75% APY3 27-Month CD

1Annual percentage yield (APY) is effective as of today’s date. APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Minimum balance of $25,000 to earn interest. There is a service fee of $10 if minimum balance is not maintained. $50 minimum opening deposit required. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.

2Annual percentage yield (APY) effective as of today’s date. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn 3.84% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest will be compounded and credited semiannually and at maturity. There may be a penalty for early withdrawal.

3Annual percentage yield (APY) effective as of today’s date. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn 3.80% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest will be compounded and credited annually and at maturity. There may be a penalty for early withdrawal.

High-Yield Savings Calculator

Elite Money Market Savings FAQs

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