Check Your Rate!
Earn more with our Elite Money Market Savings account and 7-month CD special. See which option best fits your goals.

Elite Money Market Savings
No tiers, no hassle – just a great rate ($25k minimum balance to earn interest).
No Tiering
New and current customers can enjoy our best available interest rate as long as you meet the $25,000 minimum balance requirement.
No Checking Required
We make it easy to open our Elite savings account - you don’t need to have a Bell checking account to qualify for our great rate.
Bank-to-Bank Transfers
Seamlessly transfer funds between your Bell accounts, as well as between your accounts here and at other financial institutions.
Local, Reliable Service
We're family- and employee-owned, which means we put the needs of our customers first – always. When you bank with us, you’ll receive exceptional service from a local, easy-to-reach team.
1Annual percentage yield (APY) is effective as of today’s date. APY is variable and may change after account is opened. If fees are applied, earnings may be reduced. Minimum balance of $25,000 to earn interest. There is a service fee of $10 if minimum balance is not maintained. $50 minimum opening deposit required. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
2Annual percentage yield (APY) is effective as of today’s date. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn 4.34% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest will be compounded and credited at maturity. There may be a penalty for early withdrawal.
High Yield Savings Calculator
4.29% APY2 7-Month CD
$500 minimum to open | A fixed rate with no sneaky fees
2Annual percentage yield (APY) is effective as of today’s date. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn 4.34% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest will be compounded and credited at maturity. There may be a penalty for early withdrawal.
Certificate of Deposit (CDs) FAQs
Do you offer higher returns on high deposit CDs?
Can I withdraw my money from my CD?
What happens at the end of my CD term?
Can I open a CD for someone else?
Elite Money Market Savings FAQs
Can I withdraw money from the Elite Money Market account?
Will the account’s interest rate change?
Does the Elite Money Market Savings account have fees?
Related Insights and Products

CDs or Money Market Accounts
Where should you keep your cash? Find out which option is best for you.

Checking Accounts
Explore America’s Best Checking™ account options, with more FREE features than you’ll find at any other bank.