CD Special
Grow Your Savings Faster With a CD
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Pick the CD term that works best for you and watch your savings grow with high-yield certificate of deposit specials.
Stop by any Bell Bank location to open a CD today.
Stop by any Bell Bank location to open a CD today.
4.54% APY1
1Annual percentage yield (APY) effective as of May 18, 2023. $500 minimum balance required to earn the disclosed APY. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.
7-Month
with qualifying Bell account2 4.34% APY without qualifying account
2To qualify for a relationship rate, you must own a Bell personal checking account or Bell personal premier money market savings account. A trust or estate will be eligible for a relationship rate if it has ownership in a Bell trust and estate checking account or Bell trust and estate premier money market savings account. Commercial and business accounts are not eligible for the relationship rate.
4.50% APY1
1Annual percentage yield (APY) effective as of May 18, 2023. $500 minimum balance required to earn the disclosed APY. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.
14-Month
with qualifying Bell account2 4.30% APY without qualifying account
2To qualify for a relationship rate, you must own a Bell personal checking account or Bell personal premier money market savings account. A trust or estate will be eligible for a relationship rate if it has ownership in a Bell trust and estate checking account or Bell trust and estate premier money market savings account. Commercial and business accounts are not eligible for the relationship rate.
Bell Bank CDs Give You:
A safe, FDIC-insured way to save with NO account fees
Guaranteed, predictable earnings
Higher returns than you’ll usually find in a savings account
FAQ
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Do you offer higher returns on high deposit CDs?Yes, certificates of deposits over $100,000 receive an additional 0.05% on top of the advertised rate.
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Can I withdraw my money at any time?Yes, you can withdraw your money early, but you may have to pay an early withdrawal penalty, depending on the term of your CD.
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What happens at the end of my CD term?
The choice is yours. You can:
- Withdraw your money
- Reinvest your money into a new CD
- Do nothing, and your CD will automatically renew at the closest available term and current interest rate.
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Can I open a CD for someone else?Yes! Opening a CD for a special child in your life can be a great way to start saving for their future. All you need is their Social Security number.
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Is there a certain amount I have to deposit?Yes, you need a minimum of $500 to open a CD.
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Are there any fees?No, there are no account fees on CDs. If you take out your money early, you may have to pay an early withdrawal penalty, depending on the term of your account.
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What type of account do I need to get the relationship rate on a Bell CD?You will need a personal checking or premier money market savings account with Bell. Eligible accounts include: America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking, Premier Money Market Savings and Premier Money Market Savings Plus. A trust or estate will be eligible for a relationship rate if it has ownership in a BELL Trust and Estate checking account or BELL Trust and Estate premier money market savings account. Commercial and business accounts are not eligible for the relationship rate.