CD Special
Grow Your Savings Faster With a CD
Get started!
Pick the CD term that works best for you and watch your savings grow with high-yield certificate of deposit specials.
Stop by any Bell Bank location to open a CD today.
Stop by any Bell Bank location to open a CD today.
5.31% APY1

1$500 minimum balance required. Balances greater than $99,999 will earn a 0.05% higher rate. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Annual Percentage Yield (APY) assumes that interest will remain on deposit until maturity. A penalty for early withdrawal may be imposed. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity.
7-Month

5.25% APY1
1$500 minimum balance required. Balances greater than $99,999 will earn a 0.05% higher rate. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Annual Percentage Yield (APY) assumes that interest will remain on deposit until maturity. A penalty for early withdrawal may be imposed. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity.
14-Month

Bell Bank CDs Give You:
A safe, FDIC-insured way to save with NO account fees
Guaranteed, predictable earnings
Higher returns than you’ll usually find in a savings account
FAQ
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Do you offer higher returns on high deposit CDs?Yes, certificates of deposits over $100,000 receive an additional 0.05% on top of the advertised rate.
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Can I withdraw my money at any time?Yes, you can withdraw your money early, but you may have to pay an early withdrawal penalty, depending on the term of your CD.
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What happens at the end of my CD term?
The choice is yours. You can:
- Withdraw your money
- Reinvest your money into a new CD
- Do nothing, and your CD will automatically renew at the closest available term and current interest rate.
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Can I open a CD for someone else?Yes! Opening a CD for a special child in your life can be a great way to start saving for their future. All you need is their Social Security number.
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Is there a certain amount I have to deposit?Yes, you need a minimum of $500 to open a CD.
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Are there any fees?No, there are no account fees on CDs. If you take out your money early, you may have to pay an early withdrawal penalty, depending on the term of your account.