Deposit Specials

Make Your Money Work for You

Grow your savings with Bell’s high-interest money market savings account and CD specials.
View All Rates
half circle logo
half circle logo

5.31% APY1

7-Month CD 

$500 minimum to open | No fees, fixed rate

Open Account

1Annual percentage yield (APY) effective as of Feb. 22, 2024. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn interest as follows: 7-month certificate of deposit (CD) 5.36% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.

5.00% APY1

14-Month CD

$500 minimum to open | No fees, fixed rate

Open Account

1Annual percentage yield (APY) effective as of March 14, 2024. $500 minimum balance required to earn the disclosed APY. Balances greater than $99,999 will earn interest as follows: 7-month CD 5.36% APY, 14-month CD 5.05% APY. If compounding and crediting increases the balance to exceed $99,999, the increased rate will take effect upon renewal. Interest on the 14-month certificate of deposit (CD) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.

4.33% APY1

Elite Money Market Savings

$25K minimum balance to earn interest

Open Account

1Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a service fee of $10 if minimum balance is not maintained. $50 minimum opening deposit required. Not available for business accounts. There is a $5 fee for each withdrawal over 6 in a monthly statement period.

Choose a Way to Save

See additional CD terms and other savings accounts to find the option that best matches your goals.
Compare CDs
View Savings

Certificate of Deposit (CDs) FAQs

  • Do you offer higher returns on high deposit CDs?
    Yes, certificates of deposits of $100,000 or more receive an additional 0.05% on top of the advertised rate.
  • Can I withdraw my money from my CD?
    Yes, you can withdraw your money early, but you may have to pay an early withdrawal penalty, depending on the term of your CD. Learn more about how CDs work here.
  • What happens at the end of my CD term?

    The choice is yours.

    You can:

    • Withdraw your money
    • Reinvest your money into a new CD
    • Do nothing, and your CD will automatically renew at the closest available term and current interest rate.
  • Can I open a CD for someone else?
    Yes! Opening a CD for a special child in your life can be a great way to start saving for their future. All you need is their Social Security number.

Elite Money Market Savings FAQs

  • Can I withdraw money from the Elite Money Market account?
    Yes, you can easily access the cash in your money market savings account and make withdrawals and deposits when you need. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
  • Will the account’s interest rate change?
    Money market savings accounts have variable interest rates, and may go up or down depending on external market conditions.
  • Does the Elite Money Market Savings account have fees?
    There are no monthly service fees on the account as long as the minimum balance of $25,000 is met. If the balance is not met, a $10 service fee will be charged.

Related Products

A brown bag of coins with dollar sign sits on top of coins

Insights

CDs or Money Market Accounts

Where should you keep your cash? Find out which option is best for you.
Read More
Mobile Deposit

Personal Banking

Checking Accounts

Explore America’s Best Checking™ account options, with more FREE features than you’ll find at any other bank.
Learn More