Why Work with an Independent Insurance Agent

6/24/2024 8:00:00 AM

Benefits of an Insurance Broker

Searching for insurance coverage can sometimes feel overwhelming. With so many companies to choose from, how can you decide what’s right for your situation? And how can you be sure that you’re getting the best price for the coverage that you need?

That’s where an independent insurance agent can help. Unlike agents with a specific company, independent agents have the ability to sell a range of policies from multiple insurance carrier partners, and work with you directly to find the coverage that meets your needs. Independent agents can offer numerous benefits, from access to a wider range of coverage options to a more personalized level of service that can help you navigate the complexities of insurance.

Learn more about working with independent insurance agents below.

Multiple Options

When you request an insurance quote from an independent agent, they’ll work with their carrier partners to find and compare policies and prices. Then, after collecting the quotes, they’ll present and review your options with you. This benefits you in multiple ways – not only do you have a wide selection of policies to choose from, but it also saves you the time and effort of requesting, comparing and deciding between quotes from different companies on your own.

Working with an independent agent can be especially valuable in challenging insurance markets, such as in recent years when rates have gone up significantly and coverage availability has gotten tighter. Through their relationships with their partners, an independent agent can tailor insurance solutions specifically for you and identify opportunities to save you money. Their knowledge and expertise of the market can help keep your rates down while still maintaining the level of coverage you need.

Personalized Service

Independent agents can provide a level of service you may not get from a large, national insurance company. Your agent will take the time to get to know you, working to understand your preferences and financial circumstances before making a customized recommendation that fits your needs. An independent agent will also take the time to help you review your policy every year to make sure it continues to be right for you and, if necessary, make changes or adjustments as needed.

Advocacy and Support

Insurance can be complicated and policies can be complex, which is why it’s important to have someone who is knowledgeable, experienced and trustworthy on your side. When you need to file a claim, your agent will work with you directly to ensure you understand your options and help you through the entire process. You can rest assured that your agent will have your best interest in mind.

Contact Us Today

Bell Insurance is an independent agency licensed in 37 states. We work with more than 50 insurance carrier partners to provide coverage for your home, apartment, car, motorcycle, boat, RV and more.

If you’re interested in learning more about the benefits of working with an independent insurance agent, or if you’d like to request a free quote, contact us at 800-369-2501 today.

Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank. Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency

Get a Quote

Click below or give us a call at 800-369-2501 to request a free, no-obligation quote, and we’ll tell you how much you could save by switching to Bell Insurance.