What makes banking at Bell a win-win - for you and your friends?

✓ Helpful (not pushy) bankers who know you by name
✓ America’s Best Checking with no sneaky fees
✓ You each get $50* once the new account has been active for 60 days. See? Win-win

How to Refer a Friend

1. Tell your friends or family to switch to Bell - and let us know you sent them.

2. They can open an account in person or online. 

3. When someone you refer opens a new account at Bell, you each get $50* - easy!

*We will deposit $50 into the new, first-time personal checking account, and the referrer will receive $50 in their current Bell checking account after the new, first-time personal checking account has been active 60 days with either a recurring direct deposit (excludes transfers from another bank) or 10 debit card transactions (point of sale) or a recurring automatic payment. After the qualifications are met, $50 will be deposited into the accounts within 5 business days. The new customer will receive a 1099-INT form for the $50 deposited to the new account. The referrer will receive a 1099-MISC form if you receive $600 or more in referral bonuses in a calendar year. $50 minimum deposit to open an account. This promotion cannot be combined with any other offers.


Our team is available to help answer your questions. Contact customer service toll-free at 800-450-8949. Weekdays from 7:00 a.m. to 10:00 p.m. CT, and weekends from 7:00 a.m. to 6:00 p.m. CT.