Tax Document Schedule for 2022 Tax Forms

You can access year-end tax forms, 1099 INTs and 1098s, within mobile and online banking once they are ready. Simply go to the statements page, choose your account and look for the tax document with a date of 12/31/2022.

Refer to the table below for online and paper form availability times.

Document

Description

Anticipated Paper Delivery

1098

Mortgage Interest Statement (Bell Bank Mortgage paperless statements)*

Online by January 31

1098

Mortgage Interest Statement (Bell Bank Mortgage loan paid-off in 2022)*

Mailed by January 31

1098

Mortgage Interest Statement (Bell Bank Mortgage paper statement. This will be sent with your usual monthly mortgage statement)*

Mailed by January 31

1098

Mortgage Interest Statement (Bell Bank Home Equity Loans and Lines of Credit)**

Mailed by January 31 

1099-INT

Interest Income***

Mailed by January 31

1099-A

Acquisition or Abandonment of Secured Property

Mailed by January 31

1099-C

Cancellation of Debt

Mailed by January 31

1099-DIV

Dividends and Distributions

Mailed by January 31

1099-MISC

Miscellaneous Income

Mailed by January 31

1099-NEC

Non-employee Compensation

Mailed by January 31

1099-Q

Payments from Qualified Education Programs

Mailed by January 31

1099-SA

Distributions From an HSA, Archer MSA, or  Medicare Advantage MSA

Mailed by January 31

Business Loan Letter

Statement indicating the amount of interest paid in 2022 for all business loans serviced by Bell Bank and owned by the recipient

Mailed by January 31

Consumer Loan Letter

Statement indicating the amount of interest paid in 2022 for all consumer loans serviced by Bell Bank and owned by the recipient

Mailed by January 31

1099-R

Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.

Mailed by January 31

Fair Market Value Statement

Statement produced indicating the fair market value as of 12/31/22 of each IRA plan owned by the recipient. (RMD) Required Minimum Distribution

Mailed by January  31

1099-S

Proceeds from Real Estate Transactions

Mailed by January 31

1099-QA

Distributions From ABLE Accounts

Mailed by March 15

1042-S

Foreign Person's U.S. Source Income Subject to Withholding

Mailed by March 15

5498-ESA

Coverdell ESA Contribution Information

Mailed by April 30

5498-SA

HSA, Archer MSA, or Medicare Advantage MSA Information

Mailed by May 31

5498

IRA Contribution Information

Mailed by May 31

5498-QA

ABLE Account Contribution Information

Mailed by March 15

 

Additional Information

*Bell Bank Mortgage loan customers will receive a 1098 regardless of interest paid.

**Bell Bank Home Equity loan and line of credit customers will receive a 1098 only if $600 or more is paid in interest. Otherwise they will receive a Loan Interest Letter.

***1099 INT documents are issued by Bell Bank to the primary signer of the account(s) for each Social Security number/Taxpayer ID number that had $10 or more in interest income from deposit accounts (i.e. checking, savings, money market, CDs) or for any interest earned from the redemption of U.S. savings bonds.