Tax Document Schedule for 2022 Tax Forms

You can access year-end tax forms, 1099 INTs and 1098s, within mobile and online banking once they are ready. Simply go to the statements page, choose your account and look for the tax document with a date of 12/31/2022.

Refer to the table below for online and paper form availability times.

Document

Description

Anticipated Paper Delivery

1098

Mortgage Interest Statement (Bell Bank Mortgage paperless statements)*

Available online for customers receiving mortgage e-statements

1098

Mortgage Interest Statement (Bell Bank Mortgage loan paid-off in 2022)*

Mailed on January 11th
Available online

1098

Mortgage Interest Statement (Bell Bank Mortgage paper statement. This will be sent with your usual monthly mortgage statement)*

Tax forms mailing with statements between January 9-20

1098

Mortgage Interest Statement (Bell Bank Home Equity Loans and Lines of Credit)**

Mailed on January 14th

1099-INT

Interest Income***

Mailed on January 11th
Available online

1099-A

Acquisition or Abandonment of Secured Property

Mailed on January 11th

1099-C

Cancellation of Debt

Mailed on January 14th

1099-DIV

Dividends and Distributions

Mailed on January 19th

1099-MISC

Miscellaneous Income

Mailed on January 19th

1099-NEC

Non-employee Compensation

Mailed by January 28th

1099-Q

Payments from Qualified Education Programs

Mailed on January 13th

1099-SA

Distributions From an HSA, Archer MSA, or  Medicare Advantage MSA

Mailed on January 14th

Business Loan Letter

Statement indicating the amount of interest paid in 2022 for all business loans serviced by Bell Bank and owned by the recipient

Mailed on January 19th

Consumer Loan Letter

Statement indicating the amount of interest paid in 2022 for all consumer real estate loans serviced by Bell Bank and owned by the recipient

Mailed on January 13th

1099-R

Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.

Mailed on January 14th

Fair Market Value Statement

Statement produced indicating the fair market value as of 12/31/22 of each IRA plan owned by the recipient. (RMD) Required Minimum Distribution

Mailed on January 22nd

1099-S

Proceeds from Real Estate Transactions

No forms for 2022

1099-QA

Distributions From ABLE Accounts

Mailed by March 15th

1042-S

Foreign Person's U.S. Source Income Subject to Withholding

Mailed by March 15th

5498-ESA

Coverdell ESA Contribution Information

Mailed by April 30th

5498-SA

HSA, Archer MSA, or Medicare Advantage MSA Information

Mailed by May 31st

5498

IRA Contribution Information

Mailed by May 31st

5498-QA

ABLE Account Contribution Information

Mailed by March 15th

 

Additional Information

*Bell Bank Mortgage loan customers will receive a 1098 regardless of interest paid.

**Bell Bank Home Equity loan and line of credit customers will receive a 1098 only if $600 or more is paid in interest. Otherwise they will receive a Loan Interest Letter.

***1099 INT documents are issued by Bell Bank to the primary signer of the account(s) for each Social Security number/Taxpayer ID number that had $10 or more in interest income from deposit accounts (i.e. checking, savings, money market, CDs) or for any interest earned from the redemption of U.S. savings bonds.