America’s Best Checking™ for Students
A safe, smart banking option for students age 10 through 17. Current customers can open an account through online banking or in person. New customer? Open an account in person.
Banking Made Easy for the Entire Family
Whether you want to pay your child for chores or transfer spending money for an upcoming school trip, America’s Best Checking for Students makes it easy.
Your child’s privacy is important to us. Read our Children’s Privacy Policy.
FREE Features
No monthly, overdraft or ATM fees1. Instead, your child can get a free personalized debit card, and you both can enjoy the convenience of using the same free Bell mobile app that you use for your banking.
Safety and
Controls
Parents can access controls to view your child’s debit card transactions and easily turn their card off or on. Plus, your child will be covered with free identity theft recovery2.
Digital Wallet Capabilities
Debit card can be connected with Apple PayTM for easy digital payments (must be 13 or older).
Unlimited
Referrals
There’s no limit to how many friends or family members you and your child can refer to Bell.
Savings Account Options
Start saving for your child’s future with Bell’s standard and interest-bearing savings accounts or 529 plans for education costs. Plus, take advantage of our ChangeSaver™ program, which rounds up debit card purchases and deposits the difference into a savings account. Receive a 5% match* from Bell – up to $250 a year!
*The annual match limit is $250. You need to be enrolled in ChangeSaver and have your checking and savings accounts open on the last day of the year to receive your 5% match for the year. If you close either account before the end of the year, matching funds are forfeited. You may receive Form 1099-MISC for income you receive from us.
Compare Youth Checking Products
| Feature | Leading Youth Products | Bell Bank |
|---|---|---|
| No monthly fees | X | ✓ |
| No overdraft fees or ATM fees1 | X | ✓ |
| No minimum balance requirement | Varies | ✓ |
| Activity monitoring and spending controls | ✓ | ✓ |
| Compatible with digital wallets such as Apple PayTM and Google Pay | X | ✓ |
| Automatically converts to a standard checking account when child turns 18 | X | ✓ |
