Mobile & Online

Easy & secure access to great features

Want to use your desktop, laptop or mobile device to do your banking? Bell Bank’s mobile and online banking has it all, from balance alerts and bill pay to the ability to deposit checks using your smartphone. Our advanced features let you take your bank with you – and it’s free, secure and easy.


Bank wherever you are

Start with Personal Online Banking (just go to Secure Logins), so you can manage your accounts and banking services online. And download the Bell Bank Mobile app for even more on-the-go convenience.

Download the Bell Bank Mobile app:

Apple |  Android


Need help?

Check out our Online Banking Guides and Tutorials for how-to’s. Looking for personal assistance? Call our customer service team toll-free at 800-450-8949. We answer the phones 7 days a week – from 7 a.m. to 10 p.m. CT weekdays, and from 7 a.m. to 6 p.m. CT on weekends.

  • Personal Online Banking
  • Mobile Banking App
  • Mobile & Online Bill Pay

Personal Online Banking

Get started with Personal Online Banking – and do your banking when it’s convenient for you!

With Bell’s Personal Online Banking, you can easily and securely access your accounts and services. You can also order new checks, stop payments on checks, find a nearby location, send and receive secure messages to and from Bell Bank, and more.

Check Account Balances & Activity

Check your account balances for checking, savings, CDs and loans with Bell. View real-time account balances, check images and history.

Get Account Alerts

Sign up for email or text alerts about your accounts so you’ll see when a payment has gone through, when a statement is ready, if your balance nears a certain level, if there’s unauthorized activity, and more.

Transfer Funds

Easily transfer funds between your accounts, including those at other banks. Transfers between account at Bell scheduled before 11 p.m. CT will happen in real time, and transfers scheduled after 11 p.m. CT will process effective the next business day. External bank-to-bank transfers let you securely transfer funds between your bank accounts anywhere in the U.S. (excluding U.S. territories). External transfers scheduled before 7 p.m. CT, for amounts within the next-day transfer limit, will process as next-day transfers.

Pay Other People

Zelle® is a convenient way to send money right from your mobile banking app or online banking account. Whether it’s saving you a trip to the ATM or taking the guesswork out of divvying up the cost of the lunch tab, Zelle® is a fast, safe and easy way to send and receive money to and from friends, family and others you know and trust1.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 1Must have a bank account in the U.S. to use Zelle®.

Export History

Export your account info to Quicken® or QuickBooks® financial software or into a spreadsheet program such as Microsoft® Excel.

Choose Paperless Statements

Get $5 for each deposit account you switch to paperless. They’re free, and you can access statements going back 7 years (including check and deposit images), all in one convenient place.

Sign up for Personal Online Banking.

Step-by-Step Guides and Screenshots:

Mobile Banking App

Get the Bell Bank Mobile app, and use your smartphone or other mobile devices to take your bank wherever you are. You’ll also be able to use Touch ID® for iPhone® and iPad®, Face ID® for iPhone X, and fingerprint authentication for Android™ phones for secure, personal access when you go mobile.

Download the App

Just download our free Bell Bank Mobile smartphone app from your app store, log in using your Personal Online Banking username and password, and you’ve got mobile banking including external transfers, standard bill pay, Zelle® and our ATM/branch locator.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mobile Check Deposit

Use the Bell Bank Mobile app’s free Mobile Check Deposit feature to take a picture of your check with your mobile device, then submit the image to our bank for deposit to your account.

Mobile Wallet

Simplify your everyday purchases by adding your Bell debit card to your mobile wallet. If your smartphone has Apple Pay™, Google Pay™ or Samsung Pay™, you can pay with a tap or a touch.

Mobile Text Banking

Text your bank, and it texts you back! With free Mobile Text Banking, you can use texting on your mobile phone to access account balances, view transactions and transfer funds. (Message and data rates may apply. See for full terms and conditions. Text STOP to 226563 to cancel.)
Ready to get started with mobile banking? Start by enrolling in Personal Online Banking, if you haven't already done so. Then download the Bell Bank Mobile app from your app store!

Apple |  Android

Mobile & Online Bill Pay

Pay your bills with the press of a button! Bill Pay lets you schedule one-time or recurring payments for bills such as car loans, mortgages, cable, utilities or insurance premiums. At Bell Bank, standard Bill Pay with unlimited transactions comes free with your personal checking account. (There may be a fee for expedited Bill Pay.)

Get Started with Bill Pay

Start managing your bills online by logging in to Personal Online Banking and choosing the Bill Pay option. (Not yet enrolled in Personal Online Banking? Sign up now.)

Build Your Savings With Every Purchase

We’ve simplified saving! With ChangeSaver, you can add to savings automatically every time you use your debit card.

How to Pay – Safe & Contact-Free

Time to ditch the wallet! Use contactless pay on your Apple, Google or Samsung phone, and pay without touching a keypad. (It’s safe AND trendy!)


Gifts That Change Lives

Bell’s unique Pay It Forward initiative has empowered more than $18 million in giving and changed thousands of lives. Check out our stories (but have a tissue handy!).