• Personal
  • Business
  • Relationship Certificates of Deposit and Fixed Rate IRAs
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
     7 Month CD Special  $500.00  4.00%  4.03%  Maturity
     14 Month CD Special  $500.00  4.00%  4.00%  Annually*
     21 Month CD Special  $500.00  4.00%  4.00%  Annually*
    3 Month (91 Day) CD $500.00 2.00% 2.02% Maturity
    6 Month (182 Day) CD $500.00 2.25% 2.26% Maturity
    1 year (12 Month) CD $500.00 2.50% 2.50% Maturity
    18 Month CD $500.00 2.75% 2.77% Semiannually
    2 Year (24 Month) CD $500.00 3.20% 3.20% Annually
    3 Year (36 Month) CD $500.00 3.20% 3.20% Annually
    5 Year (60 Month) CD $500.00 3.45% 3.45% Annually

    Annual Percentage Yield (APY)

    (Penalty for early withdrawal may be imposed)

    *Interest will be credited annually and at maturity.

    Requirement to qualify for a relationship rate: an individual must have personal ownership in an open Bell personal checking account (America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking) or personal premier money market savings (Premier Money Market Savings, Premier Money Market Savings Plus).

  • Certificates of Deposit and Fixed Rate IRAs
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
     7 Month CD  $500.00  3.80%  3.83%  Maturity
     14 Month CD  $500.00  3.80%  3.80%  Annually**
     21 Month CD  $500.00  3.80%  3.80%  Annually**
    3 Month (91 Day) CD $500.00 1.80% 1.81% Maturity
    6 Month (182 Day) CD $500.00 2.05% 2.06% Maturity
    1 year (12 Month) CD $500.00 2.30% 2.30% Maturity
    18 Month CD $500.00 2.55% 2.57% Semiannually
    2 Year (24 Month) CD $500.00 3.00% 3.00% Annually
    3 Year (36 Month) CD $500.00 3.00% 3.00% Annually
    5 Year (60 Month) CD $500.00 3.25% 3.25% Annually

    Annual Percentage Yield (APY)

    (Penalty for early withdrawal may be imposed)

    **Interest will be credited annually and at maturity.

  • Certificates of Deposit - Flexible Terms
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
    10 Month Flexible CD (Not for IRAs)* $2,500.00 ($5,000.00 to open) 2.00% 2.00% Maturity
    15 Month Flexible CD (Not for IRAs)* $2,500.00 ($5,000.00 to open) 2.50% 2.50% Annually**
    30 Month Flexible CD (Not for IRAs)* $2,500.00 ($5,000.00 to open) 2.75% 2.77% Semiannually

    Annual Percentage Yield (APY)

    (Penalty for early withdrawal may be imposed)

    *Once during the term, you can increase the APY to the current APY offered on a similar term Flexible CD. One penalty-free withdrawal of up to one-half of the current balance is allowed. This withdrawal cannot be made within six days after the date of the CD. If you withdraw the remaining balance before the maturity date, a penalty may be imposed. A minimum balance of $2,500 must be maintained. Rates are variable and may change after account is opened. If fees are applied, earnings may be reduced.

    **Interest will be credited annually and at maturity.

  • Variable Rate IRAs
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
    IRA Variable Rate Savings $50.00 2.05% 2.07% Monthly

     

    Annual Percentage Yield (APY) is variable and may change monthly.

  • Savings Accounts
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
    Regular Savings $50.00 0.30% 0.30% Quarterly
    Money Market Savings $500.00 1.25% 1.26% Monthly
    Money Market Savings Plus $500.00 1.25% 1.26% Monthly
    Premier Money Market Savings † $5,000.00 to $99,999.99 1.75% 1.76% Monthly
    $100,000.00 to $249,999.99 2.00% 2.02% Monthly
    $250,000.00 to $999,999.99 2.00% 2.02% Monthly
    $1,000,000.00 or more 2.25% 2.27% Monthly
    Premier Money Market Savings Plus † $5,000.00 to $99,999.99 1.75% 1.76% Monthly
    $100,000.00 to $249,999.99 2.00% 2.02% Monthly
    $250,000.00 to $999,999.99 2.00% 2.02% Monthly
    $1,000,000.00 or more 2.25% 2.27% Monthly

     

    Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. †The interest rate is paid on the entire balance in the account.

  • Checking Accounts
    Type & Term Minimum Balance
    (to earn interest)
    Interest Rate APY Payment Frequency
    America's Best Interest Checking $500.00 0.20% 0.20% Monthly
    America's Best Premier Interest Checking† $5,000.00 to $49,999.99 0.20% 0.20% Monthly
    $50,000.00 to $99,999.99 0.25% 0.25% Monthly
    $100,000.00 or more 0.30% 0.30% Monthly

    Annual Percentage Yield (APY) is variable and may change after account is opened. If fees are applied, earnings may be reduced. There is a $10 service fee on your Interest Checking account if the minimum balance is not maintained. Interest is earned on the daily collected balance each day the balance is at or above the minimum balance. †The interest rate is paid on the entire balance in the account.

  • Mortgage Rates

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