Terms and Conditions

Please read these terms and conditions carefully. By accessing Bell Bank’s Web site (bell.bank) and any of its pages, you agree to be bound by the terms and conditions below. ©2017 Bell Bank. All rights reserved.

Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned by Bell Bank or its affiliates unless otherwise indicated.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination and acceptance by the entity providing such products or services. Investment products are not obligations of or guaranteed by Bell Bank, are not bank deposits or insured by the FDIC, and are subject to investment risks, including possible loss of the principal amount invested.

NO WARRANTY

The information and materials contained in this site, including text, graphics, links or other items, are provided “as is” and “as available.” Bell Bank does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

LIMITATION OF LIABILITY

In no event will Bell Bank be liable for any damages, including without limitation direct or indirect, special, incidental or consequential damages, losses or expenses arising in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, or line or system failure, even if Bell Bank or its representatives are advised of the possibility of such damages, losses or expenses.

COOKIES AND RELATED TECHNOLOGIES

The Bell Bank website uses “cookies” that are stored on your device. Cookies are pieces of data that allow us to collect information on how you access our website, the amount of time you spend, the information and tools you use, and how often you use it. They are used to better understand the interests of the people who use our site, and improve the overall experience. Cookies do not store personally identifiable information about you.

Some of our business partners (such as advertisers) may also use cookies on our behalf to measure the effectiveness of marketing efforts. These programs do not store personally identifiable information about you.

Pixel tags (also known as clear GIFs or web beacons) are sometimes used on our website. Similar to cookies, they gather generic information on website visits to certain pages. They are not stored on your computer and do not store personally identifiable information about you.

On most devices and browsers, you can choose to be notified before you receive a cookie. You can also reject all cookies if desired. Check your device or browser settings to change your cookie preferences. If you reject all cookies, some website features or pages may not work as efficiently.

By continuing to use the Bell Bank website, you agree to our use of cookies as outlined in these terms and conditions.

LINKS TO OTHER SITES

This Web site contains links to third-party sites. These links are provided for convenience and are not under the control of Bell Bank. If you choose to link to such third-party Web sites, Bell Bank makes no endorsements, guarantees or warranties, either expressed or implied, concerning the products, content or recommendations of such sites, including the operations, programming and conduct of transactions over such sites. Bell Bank does not warrant that such sites or content are free from any claims of copyright or other infringement or that such sites or content are free from viruses. Bell Bank disclaims all liability of any kind whatsoever arising out of your use of or inability to use such third-party Web sites, the failure of products or services advertised on such Web sites, the use of your information by third parties and the security of information you provide to third parties. The third-party Web sites may have a different privacy policy and a Web site that is less secure than that of Bell Bank.

SUBMISSON OF TESTIMONIALS

If you submit a testimonial to us using our Name, Image, Audio, and Video Release form, then you agree that we may publish your testimonial, together with your name and any logo that you upload using the form, on this website [and on any successor website that we may operate from time to time], on such page and in such position as we may determine in our sole discretion.

You further agree that we may edit the testimonial and publish edited or partial versions of the testimonial.  However, we will never edit a testimonial in such a way as to create a misleading impression of your views.  You may terminate this license by giving to us 30 days’ written notice of termination.  Notice can be sent to marketing_department@bell.bank.