America’s Best Checking™ for Students

Current Bell customers can open an America’s Best Checking for Students account in person at their local Bell branch or in their online banking (click on “Menu” followed by the “Open an Account” button).

New customers must open an account in person at a Bell branch.

With America’s Best Checking for Students, your child will receive a free customizable debit card with low daily limits (a $500 maximum transaction limit and a $200 ATM withdrawal limit), plus the ability to link the debit card to Apple Pay^TM or Google Play (age restrictions may apply). The account also includes free ATMs¹, free identity theft recovery², and more. Parents have the ability to view debit card transactions, and easily turn the card off or on as needed.

America’s Best Checking for Students does not include checks or check-writing ability, and does not include access to Zelle or Bill Pay.

Yes! Simply call our customer service center at 800-450-8949 or visit a branch near you to convert an existing checking account and enjoy the perks of America’s Best Checking for Students.

Your child’s America’s Best Checking for Students account will automatically convert to a standard America’s Best Checking account when they turn 18. At that time, your child can choose to keep the standard checking account or convert their account to a different type as desired. We will reach out to explain their options so they can choose the right account for their situation.

You’ll have visibility controls over the account to keep an eye on your child’s account activity and debit card transactions, and have the ability to easily turn their debit card on or off. You’re also protected from overdraft fees in case your child accidentally overspends.

Yes! If you’re already a Bell Bank customer, you and your child can both receive a $50³ opening bonus if you use the code REFER50.