Switch to a Bank That’s Not For Sale. Get $3001.
Switch to a Bank That’s Not For Sale. Get $3001.
We’re family- and employee-owned — and not for sale. That means local decisions, faster service and a partner that’s here for the long haul. Use promo code SWITCH300 to get $300 when you open a new checking account at a participating branch1 today.

Free Checking Benefits
40,000 Nationwide ATMs
40,000 Nationwide ATMs
Enjoy free transactions at any of our ATM locations, or any of the 40,000 ATMs in the nationwide MoneyPassundefined network. Plus, we’ll automatically refund up to four ATM fees per monthly statement cycle—up to $4 per fee—charged by ATM owners nationwide.
Mobile App and Online Banking
Pay bills, check balances, transfer funds, set alerts and deposit checks on your desktop or mobile phone. (There may be a fee for expedited Bill Pay.)
Identity Theft Recovery
With up to $10,000 expense reimbursement insurance (underwritten by Lyndon Southern Insurance Co.), even for non-Bell Bank accounts.
Zelle®
Zelle®
Zelle® is a fast, safe and easy way to send and request money2 with friends, family and others you trust.
1You will receive a $300.00 bonus after your new, first-time personal checking account has been active for 60 days and the following requirements are met: (1) Two or more recurring direct deposits totaling $1,500.00 or more, excluding transfers from another financial institution; and (2) Either 10 point-of-sale debit card transactions or one recurring automatic payment. After all qualifications are met, the bonus will be deposited into your account within 5 business days. Limit of one bonus per household and per account. Offer valid July 1 - December 31, 2026. A minimum deposit of $50 is required to open the account. Offer is only available in-branch at the following locations: Peoria, AZ (Arrowhead), Bloomington, MN (Bell Plaza), Duluth, MN (Downtown), Duluth, MN (Duluth Heights), Forest Lake, MN, Glendale, AZ, Maple Grove, MN, Minneapolis, MN (City Center), Minneapolis, MN (Colonnade), Pheonix, AZ (Biltmore), Gilbert, AZ (Southeast Valley), Stillwater, MN and Woodbury, MN. See www.bell.bank for eligible account types. This promotion cannot be combined with any other offer. You may receive Form 1099-MISC for any income received from us. Promo code: SWITCH300.
2To send or receive money with Zelle®, both parties must have an eligible checking or savings account. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®. Zelle and the Zelle marks used herein are trademarks of Early Warning Services, LLC.

Family- and Employee-Owned Bank
Bell is one of the largest family- and employee-owned banks in the country. That success is thanks to our many loyal customers, whose confidence in us has led to growth and opportunity. Read our story to learn more.