Our History

Our growth as one of the nation's largest independently owned banks is the result of our commitment to service. As we've expanded into new communities, we've added more full-service bank locations, specialty banking and lending expertise, wealth management, insurance and other financial services. We also continually invest in the growth of the communities we serve.
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Bell Bank Center Location


State Bank of Fargo is chartered


Bank opens new location in Fargo, N.D.


Richard Solberg is named president, steering bank’s growth starting with new Fargo metro locations


Bank headquarters moves to Fargo’s 13th Avenue


Over the next several years, bank begins expansion into Minnesota lakes area


State Bank of Fargo, West Fargo and Moorhead merge with newly acquired Northern Capital Trust to form State Bank & Trust, including wealth management division


Michael Solberg launches Pay It Forward program, giving employees money to donate to people and organizations in need


Bank rebrands as Bell State Bank & Trust having acquired Minneapolis-based Bell Mortgage (founded in 1880) the previous year

Bell Tower


Michael Solberg is named CEO


Bank purchases iconic building (now Bell Plaza) in Bloomington, Minn., and continues expansion in Twin Cities and beyond


Name simplified to Bell Bank; Solberg and Snortland families create employee stock ownership plan (ESOP) to share stewardship in the company


Bell Bank reaches more than $5 billion in assets, expands mortgage operations in Wisconsin and New Mexico, and announces its first full-service banking location in Arizona


Bell acquires Warner & Company, a century-old insurance firm, adding Bell Insurance to our services, and opens mortgage offices in Florida, Tennessee and Missouri


Bell opens mortgage offices in Kansas and announces additional full-service banks in Duluth, Minn., the Twin Cities region and the Phoenix metro; bank helps thousands of companies access small-business loans to help them during the coronavirus pandemic


Bell purchases 12-story building in downtown Fargo, with plans to fully remodel ‘Bell Tower’ as new corporate headquarters; Bell opens loan production office in Denver and surpasses $10 billion asset milestone and $18 million in Pay It Forward giving


Bell is named to the Fortune® list of 100 Best Companies to Work For®; Bell opens mortgage servicing center in Owensboro, Ky., and begins construction on Bell Tower in Fargo; Pay It Forward surpasses $25 million in giving

More About Bell Bank

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About Us

Bell Bank Culture

Pay It Forward

Bell Bank Ownership Group

Bell Bank Leadership

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