At Bell, we’re helping families teach kids how to use money safely and responsibly. One important tool many kids begin using is a debit card, which makes spending easy, but also requires smart habits.

3 Ways to Teach Kids Smart Debit Card Habits

1. Talk About Keeping PINs Private. Explain that a PIN is like a secret password that protects their money and should never be shared with friends.
2. Help Them Track Spending. Remind kids that a debit card uses the money in their account. Watching balances together can help them learn to spend only what they have.
3. Discuss Safe ATM Use. Encourage kids to use your financial institution’s ATMs when possible and talk about how to avoid unnecessary fees.