America’s
Best
CheckingTM
Account
Get more “FREEs” and no sneaky fees
At Bell Bank, you get America’s Best CheckingTM and more FREE features than you’ll find at any other bank.
FREE ATM Transactions Nationwide
FREE ATM Transactions Nationwide
At most banks, if you use an out-of-network ATM, you get hit with double ATM fees – one at the machine and one from your bank. Bell Bank automatically refunds your first 4 ATM fees (charged by the machine owner) each month. And Bell never charges you for using ours or someone else’s ATM.
FREE Mobile App and Online Banking
FREE Identity Theft Recovery
Free Identity Theft Recovery
With up to $10,000 expense reimbursement insurance (underwritten by Lyndon Southern Insurance Co.), even of non-Bell Bank accounts
FREE Personalized Debit Card
FREE Standard Checks
Free Standard Checks
Order unlimited standard check blanks, for free.
FREE CardValet®
Free CardValet®
Turn your debit card on and off, set transaction controls and receive alerts. (Registered trademark of Fiserv, Inc.)
FREE ChangeSaverTM
Free ChangeSaverTM
Use ChangeSaver to round up your debit card purchases, deposit the difference into your savings account & receive a 5% match from Bell – up to $250 a year!
The 5% ChangeSaver match will be reported to the IRS on Form 1099INT. You need to be enrolled in ChangeSaver and have your checking and savings account open on the last day of the year to receive your 5% match for the year. If you close either account before the end of the year, matching funds are forfeited.
FREE Paper Statements
Free Paper Statements
Unlike many banks, Bell never charges you for sending a paper statement.
Choose the Account That Best Fits Your Goals
Whether you want a checking account with no minimum balance, or you want to earn interest and are able to maintain a minimum balance, you’ll find the option that’s right for you at Bell.
Learn more about our different checking accounts:
America's Best
CheckingTM
America’s Best
Interest CheckingTM
America’s Best Premier
Interest CheckingTM
$50 minimum deposit to open all checking accounts | Check out today’s interest rates
New to Bell? Open your first personal checking account and get $50!*
*For new, first-time Bell Bank personal checking accounts opened by June 30, 2022, we will deposit $50 after the new account has been active 60 days with (1) a recurring direct deposit, excluding transfers from another bank, (2) 10 point-of-sale debit card transactions, or (3) a recurring automatic payment. Bonus will be deposited within 5 business days after qualifications are met. Limit of 1 bonus per person and per account. New customer will receive a 1099-INT form for the $50 deposited to the new account. $50 minimum deposit to open. Cannot be combined with any other offer. Promo code: SPRING50
Ready to Switch to a Bank You’ll Love?
Choose from 3 convenient ways to open your account:
Save time & money
Opening an America's Best CheckingTM account? Save time and open a savings account too!
Round-up savings programs
Use ChangeSaverTM to round up your debit card purchases and deposit the difference into your savings account.