Grow Your Savings Faster With a CD
Pick the CD term that works best for you – and watch your savings grow with high-yield certificate of deposit specials on 7-, 14- and 21-month terms. Stop by any Bell bank location to open a CD today.
4.03% APY1 alerticon
1Annual percentage yield (APY) effective as of Dec. 22, 2022. $500 minimum balance required to earn the disclosed APY. Interest on the 14-month and 21-month certificates of deposit (CDs) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.
7-Month
with qualifying Bell account2 3.83% APY without qualifying accountalerticon
2Requirement to qualify for a relationship rate: an individual must have personal ownership in an open Bell personal checking account (America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking) or personal premier money market savings (Premier Money Market Savings, Premier Money Market Savings Plus).
4.00% APY1 alerticon
1Annual percentage yield (APY) effective as of Dec. 22, 2022. $500 minimum balance required to earn the disclosed APY. Interest on the 14-month and 21-month certificates of deposit (CDs) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.
14-Month
with qualifying Bell account2 3.80% APY without qualifying accountalerticon
2Requirement to qualify for a relationship rate: an individual must have personal ownership in an open Bell personal checking account (America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking) or personal premier money market savings (Premier Money Market Savings, Premier Money Market Savings Plus).
4.00% APY1 alerticon
1Annual percentage yield (APY) effective as of Dec. 22, 2022. $500 minimum balance required to earn the disclosed APY. Interest on the 14-month and 21-month certificates of deposit (CDs) will be compounded and credited annually and at maturity. Interest on the 7-month CD will be compounded and credited at maturity. There may be a penalty for early withdrawal.
21-Month
with qualifying Bell account2 3.80% APY without qualifying accountalerticon
2Requirement to qualify for a relationship rate: an individual must have personal ownership in an open Bell personal checking account (America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking) or personal premier money market savings (Premier Money Market Savings, Premier Money Market Savings Plus).
See all CD Rates
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Bell Bank CDs give you:

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A safe, FDIC-insured way to save with NO account fees
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Guaranteed, predictable earnings
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Higher returns than you’ll usually find in a savings account

FAQ

Do you offer higher returns on high deposit CDs?

Yes, certificates of deposits over $100,000 receive an additional 0.05% on top of the advertised rate.

Can I withdraw my money at any time?

Yes, you can withdraw your money early, but you will have to pay an early withdrawal penalty, depending on the term of your CD.

What happens at the end of my CD term?

The choice is yours. You can:

  • Withdraw your money
  • Reinvest your money into a new CD
  • Do nothing, and your CD will automatically renew at the closest available term and current interest rate.
Can I open a CD for someone else?

Yes! Opening a CD for a special child in your life can be a great way to start saving for their future. All you need is their Social Security number.

Is there a certain amount I have to deposit?

Yes, you need a minimum of $500 to open a CD.

Are there any fees?

No, there are no account fees on CDs. If you take out your money early, you will have to pay an early withdrawal penalty, depending on the term of your account.

What type of account do I need to get the relationship rate on a Bell CD?

You will need a personal checking or premier money market savings account with Bell. Eligible accounts include: America’s Best Checking, America’s Best Interest Checking, America’s Best Premier Interest Checking, Premier Money Market Savings and Premier Money Market Savings Plus.


Visit here to learn more about Bell's account offerings and to open your account online today.